Zero interest on Pay in 4. You acknowledge that any down payment made by a customer to Affirm is considered the same as a payment made directly to you and you appoint Affirm Loan Services LLC as your payment collection agent for accepting any down payment on your behalf. If you purchase any subscription plan for the Service or certain features of the Service, you must pay any applicable Fees. Theme by, By continuing to browse the site you are agreeing to our use of cookies, Christians, Conscience, and the Looming 2020 Election, America Is Good, No Matter What Leftists Say, A Christmas Story Every American Should Know, We Are Glued Together by the Slimmest of Words, How to Inhale News Without Becoming an Intolerable Mess. Express Disclaimer of Consequential Damages. Data contained on or made available through our website is not intended to be, and does not constitute, medical or health advice. We reserve all other rights. You must comply with the applicable terms of use when using the Third Party Service and the Service. The mark SECTION and any associated logos, are registered or unregistered trademarks or service marks of Section, Inc. or its licensors. If, however, a matter arises that cannot be resolved promptly between you and us, you agree that any disputes arising out of or relating to the Service or this Agreement (including the validity and scope of the agreement to arbitrate and any disputes with other users of the Service) shall be resolved exclusively by final and binding arbitration administered by the American Arbitration Association (AAA) under the Federal Arbitration Act, and shall be conducted before a single arbitrator pursuant to the applicable Rules and Procedures established by the AAA (for information on the AAA and its rules, see adr.org). Without limitation of the foregoing, if we receive a subpoena or similar requirement to disclose Your Content issued by any court or governmental authority, and we are not a party to the proceeding in question, you will reimburse us for our reasonable costs and expenses of complying with such subpoena, including time spent by our personnel and our attorneys at time and materials rates. To the extent you are using the Service on behalf of an organization, you may need to also provide us with information in order to confirm, or permit us to confirm, any relationship between you and such organization. How Do Affirm Payment Plans Work? Risk tolerance is just one factor to consider before making any investments or financial decisions. Each party shall bear one half of the arbitration fees and costs incurred, and each party shall bear its own lawyer fees. With respect to any IP Claims (as defined above) that are not subject to arbitration under the above provision, you hereby consent to non-exclusive jurisdiction and venue in any federal or state court located within the State of New York, U.S.A., with respect to any suit, claim or cause of action arising from or relating to the Service or this Agreement, and you shall not bring any such suit, claim or cause of action except in a court located within the State of New York, U.S.A. 12. Subject to the terms and conditions herein, we grant you the non-exclusive, limited, revocable right to access and use Our Property solely to the extent necessary for you to use the Service for your own Specified Purpose, as permitted by this Agreement. You agree to grant to our website a non-exclusive, royalty-free, worldwide, irrevocable, perpetual license, with the right to sub-license, to reproduce, distribute, transmit, create derivative works of, publicly display and publicly perform any materials and other information (including, without limitation, ideas contained therein for new or improved products and services) you submit to any public areas of our website (such as bulletin boards, forums, blog, and newsgroups) or by e-mail to our website by all means and in any media now known or hereafter developed. *The Installments financing option is a closed-end installment loan for customers to finance the purchase of your products and services at 0% or interest bearing rates with various loan terms. Otherwise, refunds will not be provided if requested after service period ends (defined as the length of the course, complete upon the last advertised day of the course). In no event will we be liable for any failure to comply with this Agreement to the extent that such failure arises from factors outside our reasonable control. You should assume no other party, by mere mention of their name, has endorsed anything you see here. The use of paid content on any other website or in a networked computer environment for any purpose is prohibited. Any other policies, notices, or other legal/administrative pages contained in our website are necessarily incorporated into these Terms of Service and Conditions of Use. contra preferentum) shall not apply in interpreting these Terms of Service and Conditions of Use, as the Agreement shall be construed as having been co-authored by the parties. Changes are periodically made to our website, and may be made at any time. 13. You and we each agree that all disputes or other matters arising from or relating to this Agreement, or the use or operation of the Service, will be governed by the substantive laws of the State of New York, U.S.A., without regard to its or any other jurisdictions conflicts of laws principles that would apply another law. Shopify Terms of Service Terms of Service Table of Contents 1. Use of each Third Party Service may require that you accept additional terms of use. The Service, including all aspects of Sections website, platform and software and mobile applications (including Our Property, as defined below), is the property of, and owned by, Section or its licensors. Transfer: The new terms set out that your data may be stored on servers located outside of Canada, including in the United States and Australia. Connected Accounts: If you enable any Stripe Connected Accounts that sell products or services that constitute Healthcare Services to enable Affirm (or enable Affirm for Connected Accounts), you will make available the Service Terms set forth in the table below corresponding to the country where you are offering Affirmto your Connected Account (for example, in your technical documentation, merchant agreement, merchant dashboard, or via email) promptly following the enablement of Affirm. Section and social media sites are continually making changes and improvements to this feature, and therefore the available features and information that are shared may change from time to time. Canada Healthcare Service Terms located at: English: https://www.affirm.com/en-ca/terms/merchant-policies-stripe-healthcare, French: https://www.affirm.com/fr-ca/terms/merchant-policies-stripe-healthcare. In addition to the termination and suspension rights included in the Stripe Services Agreement, Affirm has certain additional rights to suspend or terminate your use of Affirm, such as for breach of the prohibited business categories listed above or for high dispute rates that arent promptly remedied. 8. (c) If you want to market Affirm in-store, you must use Affirm pre-approved marketing language and disclosures for In-Store Activities (Affirm Approved Marketing Materials) and print and deploy at your own expense at each Location. The Service does not knowingly collect personal information from children under the age of 16. Our Affirm America website prohibits conduct that might constitute a criminal offense, give rise to civil liability or otherwise violate any law. Your User Content may also be referred to as Your Content herein. You are only authorized to perform In-Store Activities at your physical retail stores agreed between you and Affirm (Locations). Overstock.com As low as 0% APR Up to 70% off 1000s of items Mattress Firm As low as 0% APR Up to 20% off Sleepy's Accessories. We operate the Service under the Privacy Policy published at sectionschoool.com/privacy (the Privacy Policy), which is hereby incorporated into this Agreement. PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING OUR WEBSITE. WE MAY MODIFY THIS AGREEMENT AT ANY TIME WITHOUT INDIVIDUAL, SPECIFIC NOTICE TO YOU, AND SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON OUR WEBSITE. The Service may depend upon, interact with or enable access to third parties information, other content, services or websites (each, a Third Party Service), which may in each case be accompanied by separate terms of use. Prohibited Business categories may be imposed through Network Rules or the requirements of our Financial Services Providers. 1.1 General. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF OUR WEBSITE AFTER SUCH NOTICE SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT, INCLUDING ANY AND ALL MODIFICATIONS, ADDITIONS, DELETIONS, OR OTHER CHANGES. This Agreement may be executed electronically, and your electronic assent or use of the Service shall constitute execution of this Agreement. By enabling Affirm, you acknowledge that Affirm, including Affirm Loan Services LLC, are third party beneficiaries of the Stripe Services Agreement and may enforce Stripes rights under the Stripe Services Agreement directly against you. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for accuracy of data input and output, and for maintaining a means external to our website for the reconstruction of any lost data. You may not use Affirm for the following purposes: To exchange funds where no bona fide goods or services are sold. Miscellaneous Provisions. The provisions of paragraphs 2 (Use of the Service), and 3 (Indemnification) are for the benefit of our website and its owners, officers, directors, employees, agents, licensors, suppliers, and any third party information providers to the Service. Our website is not responsible for the content of linked third-party Websites and does not make any representations regarding the content or accuracy of material on such third party Websites. You accept responsibility for all activities that occur under your user ID or password. Your use of our website is for your own personal, non-commercial benefit. You should not act or depend on any data on our website, where applicable, without seeking the counsel of a competent physician licensed to practice in your jurisdiction for your particular medical issues. OUR WEBSITE DOES NOT WARRANT THAT OUR WEBSITE WILL OPERATE ERROR-FREE OR THAT OUR WEBSITE AND ITS SERVER ARE FREE OF COMPUTER VIRUSES AND OTHER HARMFUL GOODS OR CONDITIONS. By indicating acceptance of this Agreement or by otherwise using the Service, you are entering into a legally binding agreement with us (and you hereby represent that you are of legal age, and are otherwise fully able and competent, to enter into a binding agreement). Any purported assignment, transfer or delegation without such consent will be null and void. To evade card network chargeback monitoring programs. Also note that any notice on any portion of our website that forbids printing & downloading trumps all prior statements and controls. You must retain all copyright and other proprietary notices contained in the original content on any copy you make of the content. IF YOU DO NOT AGREE TO THE TERMS, YOU MAY NOT ACCESS OR USE THE Our website does not represent or guarantee the truthfulness, accuracy, or reliability of any communications posted by other users of our website or endorse any opinions expressed by users of our website. It is exponentially true of social websites and applications for social media on any other website, including this one. In no way are you to leverage our website in a way that mines for the personal information of other, whether in blog comments or otherwise, for your own use or for the benefit of others. Unless allowed by a written agreement, you may not post or transmit advertising or commercial solicitation on our website. Our effort will include educational programs, community service projects, voter registration, and participation in civic duties and projects. We may also offer functionality permitting you to connect the Service to your other online accounts and data sources, which accounts and data sources shall be deemed Third Party Services hereunder. You will cooperate with us with respect to such defense and settlement. Except as set forth above, this Agreement may be amended or modified only by an express writing signed by Section. If we do so, we will notify you by email (for registered Users) and posting on our website or mobile applications. 52.249-4. The Service is not directed to users under the age of 16. You may not reference Affirm or include any Affirm custom marketing assets in any messaging on SMS or similar text messaging applications (Text Message) unless otherwise agreed to by Affirm. Now select customers can take Affirm everywhere with the Affirm Card. We are under no obligation to verify the identity or background of Users or User Content, and all Users should be careful and exercise caution in entering into transactions or otherwise interacting with other Users. Suspension and Termination. Compliance with Laws. We'll show you the loan's length when you apply. Social Media. Payment of Fees and Taxes 6. The language in these Terms of Service and Conditions of Use shall be interpreted as to its fair meaning and not strictly for or against any party. Accordingly, this page could read differently as of your very next visit. Read More. OUR WEBSITE AND CONTENT ARE PROVIDED ON AN AS IS BASIS WITHOUT ANY WARRANTIES OF ANY KIND. These changes may take place without notice to you and may not be described in this. We will be entitled to use, reproduce, disclose, publish, distribute, and otherwise exploit in any manner, all Feedback, without restriction and without compensating you in any way. Affirm, either on its own behalf or on behalf of Bank, and Amazon Services will determine (i) the Key Credit Terms to be offered to Amazon Customers with respect to the Program (as such terms may be amended by agreement between Amazon Services and Affirm from time to time in accordance with Section 2.3(C) and Section 4 of Schedule 2.3(A)(1 . LOAN PROGRAM AGREEMENT . BY USING THE SPOTIFY SERVICE, YOU AFFIRM THAT YOU ARE 18 YEARS OR OLDER TO ENTER INTO THESE TERMS, OR, IF YOU ARE NOT, THAT YOU ARE 13 YEARS OR OLDER AND HAVE OBTAINED PARENTAL OR GUARDIAN CONSENT TO ENTER INTO THESE TERMS. https://www.affirm.com/terms/merchant-policies-stripe-healthcare, https://www.affirm.com/en-ca/terms/merchant-policies-stripe-healthcare, https://www.affirm.com/fr-ca/terms/merchant-policies-stripe-healthcare. The updates include: Mobile App: The launch of our mobile app which will help Affirm customers manage their accounts. Each legal issue depends on its individual facts and different jurisdictions have different laws and regulations. The United Nations Convention for the International Sale of Goods is hereby disclaimed. You agree that the arbitration shall be held in New York, NY, unless the AAA or the arbitrator shall determine that venue in such city is unreasonably burdensome, in which case the AAA or the arbitrator shall select a venue that is not unreasonably burdensome to both you and us. You can also set up autopay to avoid missing . (a) Integration Overview. Why you'll love using the Affirm app: Pay over time at almost any store. Force Majeure. There shall be no third party beneficiaries to this Agreement. If you cant resolve a dispute with your customer, you agree to the following dispute resolution process: Stripe also works with you and Affirm to prevent fraudulent transactions and minimize loss. 5. You will, upon Affirms request, certify to Affirm that all personnel have completed Affirms required training. We reserve the right to suspend your account and/or access to the Service at any time if we believe you are in breach of this Agreement. If you are under the age of 16, you are not permitted to register as a User or to send personal information to Section. But there are some exceptions. Any rule of construction to the effect that ambiguities are to be resolved against the drafting party (i.e. You should not act or depend on any data on our website, where applicable, without seeking the counsel of a competent lawyer licensed to practice in your jurisdiction for your particular legal issues. Any cause of action by you with respect to our Affirm America website must be instituted within one (1) year after the cause of action arose or be forever waived and barred. You agree that email to your email address on record will constitute formal notice under this Agreement. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE OUR WEBSITE. Your use of our Affirm America website or materials linked to our website is completely at your own risk. If you access the Service from outside the United States, you do so on your own initiative and are responsible for compliance with local laws. If you do not agree to any amended Agreement that we publish, you must terminate your account and cease using the Service. Neither the course of conduct between the parties nor industry trade practice shall act to modify any provision of this Agreement. You surrender any rights to your content once it becomes part of our website. How does Affirm work? We reserve the right to terminate this Agreement or to cease to offer the Service at any time on written notice to you (including by email to registered Users or posting on our website or mobile applications), for any reason or no reason. If we provide you with a user ID (username) and password to enable you to access restricted areas of our website or other content or services, you must ensure that that user ID and password is kept confidential. 1.3 Minors. Coming soon! Modification of Service and Agreement. The following terms apply if you offer Affirm in-store. YOUR ACCESS TO SUCH MATERIALS IS AT YOUR RISK. In the event of a valid customer return, you agree to do the following: Neither you nor your customer can use Affirm to pay for return-related fees (for example, restocking fees). We reserve the right to accept, refuse or cancel any orders placed through the Service, without liability or justification. OUR WEBSITE PROVIDES OUR WEBSITE AND RELATED INFORMATION "AS IS" AND DOES NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS OR ENDORSEMENTS WHATSOEVER (INCLUDING WITHOUT LIMITATION WARRANTIES OF TITLE OR NONINFRINGEMENT, OR THE IMPLIED WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE) WITH REGARD TO THE PRODUCT OR SERVICE, ANY MERCHANDISE INFORMATION OR SERVICE PROVIDED THROUGH THE SERVICE OR ON THE INTERNET GENERALLY, AND OUR WEBSITE SHALL NOT BE LIABLE FOR ANY COST OR DAMAGE ARISING EITHER DIRECTLY OR INDIRECTLY FROM ANY SUCH TRANSACTION. Affirm is kind of like a payment planit allows customers to buy now and pay over time. Affirm Service Terms Select your location United States Last Updated: May 18, 2023 Merchant's access to and use of the Services in the United States and United States territories are subject to the Affirm Service Terms described below. Subject to the terms and conditions herein, you are permitted to use the Service solely for your own Specified Purpose. If any part of this Arbitration clause is later deemed invalid as a matter of law, then it shall be severed and the remaining portions of this section shall remain in effect, with the exception that if the preceding paragraph is deemed invalid, then this entire section shall be deemed invalid and the arbitration clause shall be void. Each of Sections service clients may be subject to one or more separate written agreements with Section, and this Agreement applies only to use of the Service insofar as it is not contrary to such separate written agreements and in no way affects the terms and conditions of any such separate written agreement. Own a phone number that receives SMS and is registered to the United States or U.S. territories. You may be subject to criminal or civil penalties for violation of this paragraph. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. Our website has no liability or responsibility to users of our website for performance or nonperformance of such activities. IF YOUR USE OF OUR WEBSITE OR THE CONTENT RESULTS IN THE NEED FOR SERVICING OR REPLACING EQUIPMENT OR DATA, OUR WEBSITE IS NOT RESPONSIBLE FOR THOSE COSTS. Social Media Warning (Divulgence of Personal & Private Information). Following any cancellation, however, you will continue to have access to the service through the end of your current subscription period. Weapons, including firearms, ammunition, certain firearm parts or accessories, and certain knives or other weapons regulated under applicable law. These Terms of Service describe a contractual relationship ("Agreement") between you ("you" or "your") and Affirm, Inc. (including its subsidiaries, affiliates, including Affirm Loan Services, LLC, agents, and assigns) ("Affirm," "we," "us," "our"), formerly known as Expedite, Inc. or Expedite Software, regarding (1) your use of this website ("W. We reserve the right to investigate complaints or reported violations of these Terms of Service and Conditions of Use and to take any action we deem appropriate, including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any data necessary or appropriate to such persons or entities relating to your profile, email addresses, usage history, IP addresses and traffic data. No delay or omission by us in exercising any of our rights occurring upon any noncompliance or default by you with respect to any of the terms and conditions of this Agreement will impair any such right or be construed to be a waiver thereof, and a waiver by us of any of the covenants, conditions or agreements to be performed by you will not be construed to be a waiver of any succeeding breach thereof or of any other covenant, condition or agreement herein. Any action or proceeding by you relating to any claim arising from or relating to the Service or this Agreement must commence within the shorter of the applicable statute of limitations or one year after the cause of action has accrued. Tom Williams/Getty Images Amazon now allows customers. Copyright, Licenses and Idea/User Submissions. In addition, you or we may elect to bring an individual claim in a small claims court, but we do not hereby agree to any personal jurisdiction that is otherwise lacking. Affirm may update the training materials from time-to-time. You will also be responsible for our reasonable costs of collection, including attorneys fees, if we deem it necessary to take any legal or administrative action to collect unpaid Fees. Any reliance on the material, advice or suggestions on the Service is at your own risk, and Section specifically disclaims all responsibility for any liability, loss or risk, personal or otherwise, that is incurred as a consequence, directly or indirectly, of the use or application of any of the contents of the Service. Go to the Manage tab. To the extent reasonably necessary or appropriate to effect or support the license granted by you above, you hereby waive and agree to waive (or if not waivable, agree not to assert) any rights of privacy or publicity, or any moral rights or other similar rights, with respect to Your Content. Medical issues are complex, and can often stem from both organic and psychological factors. If you sell products or services that (i) constitute the practice of medicine or the practice of dentistry; or (ii) are within the scope of practice of any licensed professional for which an individual must obtain a professional license in order to perform or be supervised by a licensed professional (Healthcare Services), you will comply with the Service Terms set forth in the table below corresponding to the country where you are offering Affirm. Affirm may audit your placement of Affirm Approved Marketing Materials at Locations to confirm you have complied with these requirements. Any section headings herein are for convenience only and do not form a part of, and will not be used in the interpretation of, the substantive provisions of this Agreement. The following describes the Copyright Notice for our website. Each party shall comply with the Privacy Policy. This has long been true of simple email. Intellectual Property and Your Materials 9. Termination for Convenience of the Government (Services) (Short Form). If observed by our website and/or notified by a user of communications which allegedly do not conform to this agreement, our website may investigate the allegation and determine in good faith and its sole discretion whether to remove or request the removal of the communication. Access to certain areas of our Affirm America website is restricted. Affirm, a so-called buy now, pay later payment provider that allows customers to pay for their purchases in installments, said on Friday that it had reached a deal with the online retail giant . Almost! UNDER NO CIRCUMSTANCES WILL YOU BE ENTITLED TO RECOVER FROM US ANY INCIDENTAL, CONSEQUENTIAL, INDIRECT, PUNITIVE OR SPECIAL DAMAGES (INCLUDING DAMAGES FOR LOSS OF BUSINESS, LOSS OF REVENUE, LOSS OF DATA, OR LOSS OF USE), WHETHER BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), OR OTHERWISE ARISING FROM OR RELATING TO THIS AGREEMENT, THE SERVICE OR OUR PROPERTY, EVEN IF WE HAVE BEEN INFORMED OR SHOULD HAVE KNOWN OF THE POSSIBILITY OF SUCH DAMAGES.
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